The Financial Conversations Families Should Have Before a Care
Families often spend years discussing retirement goals, travel plans, and what they hope to leave to the next generation. One of the most consequential financial conversations is frequently postponed: what happens if a parent, spouse, or other loved one needs ongoing care? Aging parents may feel that discussing future care threatens their independence. Adult children
Understanding the Saver’s Credit [2026]
If you’re saving for retirement on a modest income, the federal government may help pay for part of it. The Saver’s Credit is one of the least-used tax breaks in the tax code. 2026 is also the last year it works in its current form. Here’s how it works, what can shrink it, and what
When You Apply for Insurance, Your Credit History Counts
Introduction Many people are surprised to learn that their credit history plays a significant role in the insurer’s decision-making process when applying for auto or homeowners insurance. Insurance companies often use credit-based insurance scores to assess an applicant’s level of risk and determine the cost of premiums. While this practice is controversial, insurers argue
Finding the Right Home
Introduction If you don’t really know what you’re looking for in a home, how do you find the right one? Careful planning and consideration of your options can help ensure that you will be happy with the one you select. You may decide that buying a traditional, single-family home is not your best bet.
Planning a Family? Get to Know Your Health Insurance Policy
Introduction Preparing to grow your family is an exciting and meaningful life decision, but it also comes with new financial and healthcare responsibilities. One of the most important steps you can take is to review your health insurance policy. What may have worked well for your routine medical needs may no longer be sufficient
The Financial Impact of High-Conflict Co-Parenting
What Every Woman Needs to Know about High-Conflict Co-Parenting You expect divorce to cost money: attorney retainers, filing fees, maybe mediation. What most women don’t expect is how long the financial fallout can last when a co‑parent stays difficult, controlling, or chronically combative. High‑conflict co‑parenting doesn’t just drain your energy; it quietly drains your bank
Before You Say “I Do”
What To Have in Place, According to a Certified Divorce Coach Premarital money checklist for couples, by Katrina Newton, a Gottman‑trained relationship expert Money differences predict relationship distress more strongly than almost any other issue—and they’re 100% navigable with shared meaning and simple systems. Executive summary Marriage merges finances and futures. The couples who last
The Invisible Costs in High‑Conflict Divorce
3 Leaks to Watch Early (and How a Divorce Coach Helps) By Katrina Newton High‑conflict divorce can be emotionally exhausting—and it can quietly drain your money. Beyond retainers, three common leaks are frequent attorney communication, setting up a second household, and “temporary” court orders that last longer than expected. Spotting these early can reduce fees,
Money Skills by Age: A Parent’s Guide
Introduction Teaching children about money is one of the most valuable lessons parents can provide, and it can start earlier than you might think. Financial literacy is more than numbers; it is about forming healthy habits, making informed choices, and gaining the confidence to manage money throughout life. Each stage of childhood and young adulthood
Tax-Advantaged Ways to Save for College
Introduction When it comes to saving for college, not all strategies are created equal. The most effective options often provide tax advantages, helping your savings grow faster and stretch further when it is time to pay for education. Whether you are just starting to save or looking for ways to optimize